Monday, September 22, 2008

Perspective of Investments in one's life

My perspective of investments in one’s life.

1) Organized life (this means 8 hour job which will make you come in time go in time and a fodder for brain and body)
2) Cash cows( any investment instrument) which will give annualized returns more than your CTC
Both are important.

Cash cows – 10+ percent returns annually with liquid component more than your CTC. To make cash cows without the hassle of loans or heavy initial investments, its important to be risky for two to three years to make a corpus of around 50L to 1C. after that period, break them into three cash cows and two risky investment instruments(this time, it can be real estate or private company or company stake – we can cater to that initial investment as the corpus/5 is big enough)

Now comes the fun part. Work is like walk in the park as monthly salary becomes pocket money. We will keep it strictly to 8 hours as increments/co re makes no sense. and any time spent smoking, eating or chatting with friends doesn’t bite your consciousness as your cows & instruments are working as you go around merrily to satisfy your primal instincts (like writing, painting, philosophy, adventure(you can afford a trip to ASSAM for tea and rain), visit to buddies place, writing blogs, patenting one’s thoughts, learning natural techniques by visiting our natives). Its only one life we got after all said and done…

1 comment:

krismohi said...

My contention -
1) do we need to work for 8 hours for an organized life?

2) why do we need to keep future (which is uncertain) secure by means of a commodity which is in fact a derivative? (money value is a derivative on the underlying economy)